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Absolutely. Intruder alarms are an excellent way to reduce your contents insurance premium at the same time as giving your family better security. Furthermore, it is probably something that you should be getting anyway, and frequently reduces your contents insurance premium by a greater amount than what it costs. It is definitely something that you should investigate, if you have contents insurance coverage.The reason why an intruder alarm reduces the cost of your contents insurance lays with how the price of contents insurance is calculated. contents insurance, like all forms of insurance, is priced based on the odds that the insurance company will have to cover something, when combined with what the cost of that would be if it were covered. And contents insurance, of course, is the form of insurance that covers what may be stolen from you or damaged by an intruder, among many other things. For example, a person who is in a big city, where crime is prevalent, will have a higher contents insurance premium, as it is more likely that their home will be broken into. A person who lives next to a large river and gets contents insurance that includes flood coverage will have a higher premium than a person in a similar situation who doesn’t live next to the river. An intruder alarm, obviously, will reduce the risk that a person who breaks into your home will be successful in stealing something, and may be a deterrent to that sort of crime. Therefore, you will have a lower premium.